Nearly everyone who gets thrown into jail over money they owed ignored correspondence sent to them about the lawsuit. What can happen is if you ignore the summons and complaint, the plaintiff can win the case by default. Now they have a judgment against you and they can ask the court to issue an order making you show how much money you have. If you ignore that court order, the judge can issue another order to make you come in and explain yourself. If you then also ignore that order, the judge will issue a bench warrant and the sheriff can come and arrest you.
So face up to the facts and read your mail. Being in debt is not a "CD of the month club" you can't just change your address and hope they go away.
HERE is the link to the original post on the Caveat Emptor blog.

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